10 Money-Saving Life Hacks Every Broke-Ass Student Should Know

budgeting, cheap, food, money, savings, students

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1. PAY WITH CASH – that thing called “science” has shown that people are more likely to buy something when using a credit or debit card instead of cash. Try taking out a (reasonable) lump sum of cash at the beginning of each week and only using that for the whole week instead of your card.

2. Before you go shopping consult a coupon website – yes we get that even though your broke as shit you do not want to look like a stingy hobo but WHO CARES? The stores put out these coupons for a reason, for YOU the consumer, to go to their store and use them. Our recommendations – Groupon, Scroupon, The Living Social.

3. Spotify – If you don’t have an account get one NOW. Spotify is possibly the greatest digital music service you could ever download. Imagine having a music library that has pretty much every single song you could ever want. You can get the free version on your computer and mobile (but listen to a couple of ads every so often) or you can get the paid version. You can also create collaborative playlists with friends. Did someone say Mexican Dance Party Remix?

4. Buy a coffee machine – Okay so this may seem like a huge amount of money to fork out but think of it as a long term investment, you can buy a semi-decent coffee machine for just $150. Buy a reusable cup and you’ll also be saving the environment while saving your wallet.

5. Eat like a vegetarian at least once a week – Already I can hear some of you saying “pffft as ifff” BUT I promise you that you can have a cheap, tasty-ass meal without meat. Do it twice a week and you’ll notice the difference in your grocery bill. Head to the FOOD section of the blog to find cheap and easy recipes (both vegetarian and non-vegetarian for those who insist on eating meat daily).

6. GUMTREE, GUMTREE, GUMTREE- Whatever you need check Gumtree first. White goods (washers, dryers & fridges) are well priced and usually still in pretty good knick.

7. Use generic prescriptions – So many prescriptions come in generic form now. You can save HEAPS by using them—just check with your doctor first.

8. Learn to say NO – do you really need that extra large jar of Nutella to get you through the week? Enough said.

9. Buy neutral clothing – Wearing black, white, and grey clothes means that you can mix and match easier without having too many different outfits.

10. Daily deals – Research to see where does cheap steaks on Monday, $3 beers on Thursday, 2 for one Tacos on Friday, and student discounts… Well, I guess that’s what we’re here for. Check here regularly fellow Broke-Ass Students.

-KL

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